For many, worrying about how funeral arrangements will be handled can be stressful. After the trust and will are completed, pre-arranging funeral services may be the next step.
Roy W. Langolf, director of Coats Village Funeral Home, suggests pre-arranging your funeral wishes without pre-funding the costs.
‘There is no cost or obligation for this service,? he said. ‘All of your wishes will be placed on file, giving you the time to gather all of the cost information and options that may be available. Options are available to fund and guarantee the costs in the future that are POD, payable on death. Typically a POD is held jointly between the funeral home and consumer. These are typically placed into a burial insurance fund or a trust account that is specifically designed for funeral expenses.?
Langolf added that another advantage to preplanning funeral arrangements is pre-funded plans are portable, meaning a customer may transfer plans to another state or funeral home. And Medicaid/SSI funded arrangements, guaranteed and non-guaranteed plans, revocable and irrevocable plans are available.
Customers may want to obtain a ‘Consumer Bill of Rights for Funeral Preplanning? which can be found at www.nfda.org. The ‘Consumer Bill of Rights for Funeral Preplanning? is a complete list of rights and protections, a NFDA funeral home should include.
Details: www.coatsfuneralhome.com or call 248-627-3412.